*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}:root{--ink: #1F1A18;--ink2: #6E6661;--rose: #F59CD0;--roseDeep: #C8489E;--roseSoft: #FDE8F6;--orange: #ee9120;--line: #EDE6DF;--paper: #FFFFFF}html{font-size:16px;scroll-behavior:smooth}body{font-family:PT Sans,sans-serif;color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased;line-height:1.6}h1,h2,h3{font-family:PT Sans,sans-serif;line-height:1.1}.kf-inner{max-width:1000px;margin:0 auto;padding:0 48px}.kf-section{padding:72px 0}.kf-section-alt{background:var(--roseSoft)}.kf-marker{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.2em;color:var(--roseDeep);margin-bottom:18px;display:flex;align-items:center;gap:10px}.kf-marker:after{content:"";display:block;width:40px;height:1.5px;background:var(--roseDeep)}.kf-h2{font-size:clamp(26px,3.4vw,40px);font-weight:800;letter-spacing:-.03em;color:var(--ink);margin-bottom:18px}.kf-p{font-size:16px;color:var(--ink2);line-height:1.75;margin-bottom:16px;max-width:760px}.kf-p strong{color:var(--ink)}.kf-p--intro{margin-bottom:36px}.kf-hero{background:linear-gradient(150deg,#fde4f4,#fef5fb 55%,#fff8f0);padding:88px 0 72px;border-bottom:1px solid var(--line)}.kf-eyebrow{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.16em;color:var(--roseDeep)}.kf-h1{font-size:clamp(32px,5vw,56px);font-weight:800;letter-spacing:-.03em;color:var(--ink);margin:16px 0 18px;max-width:800px}.kf-lead{font-size:18px;color:var(--ink2);line-height:1.6;max-width:680px;margin-bottom:30px}.kf-lead strong{color:var(--roseDeep)}.kf-hero-cta{display:flex;flex-wrap:wrap;gap:14px}.kf-btn{display:inline-block;padding:14px 28px;border-radius:12px;font-size:15px;font-weight:700;text-decoration:none;transition:all .2s}.kf-btn-primary{background:var(--roseDeep);color:#fff}.kf-btn-primary:hover{background:#a0307a}.kf-btn-ghost{background:transparent;color:var(--ink);border:1.5px solid rgba(31,26,24,.25)}.kf-btn-ghost:hover{border-color:var(--roseDeep);color:var(--roseDeep)}.kf-cards{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.kf-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:32px 30px;position:relative;box-shadow:0 4px 24px #1f1a180d}.kf-card-num{width:34px;height:34px;border-radius:50%;background:var(--roseDeep);color:#fff;font-weight:800;font-size:16px;display:flex;align-items:center;justify-content:center;margin-bottom:16px}.kf-card-title{font-size:20px;font-weight:800;color:var(--ink);line-height:1.25;margin-bottom:14px}.kf-card-p{font-size:14px;color:var(--ink2);line-height:1.7;margin-bottom:14px}.kf-facts{list-style:none;margin:0 0 18px;display:flex;flex-direction:column;gap:8px}.kf-facts li{font-size:13.5px;color:var(--ink2);line-height:1.55;padding-left:18px;position:relative}.kf-facts li:before{content:"✔";position:absolute;left:0;color:var(--roseDeep);font-weight:700}.kf-facts strong{color:var(--ink)}.kf-eigenanteil{font-size:15px;color:var(--ink);margin-bottom:16px;padding:12px 16px;background:var(--roseSoft);border-radius:10px}.kf-eigenanteil strong{color:var(--roseDeep)}.kf-card-link{font-size:14px;font-weight:700;color:var(--roseDeep);text-decoration:none}.kf-card-link:hover{color:var(--ink)}.kf-steps{list-style:none;display:flex;flex-direction:column;gap:20px;max-width:800px}.kf-step{display:grid;grid-template-columns:52px 1fr;gap:20px;align-items:start;background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px 26px}.kf-step-num{width:44px;height:44px;border-radius:50%;background:var(--roseSoft);color:var(--roseDeep);font-weight:800;font-size:20px;display:flex;align-items:center;justify-content:center}.kf-step-title{font-size:17px;font-weight:800;color:var(--ink);margin-bottom:8px}.kf-step-p{font-size:14px;color:var(--ink2);line-height:1.7}.kf-section-cta{background:var(--roseSoft)}.kf-cta-inner{text-align:center}.kf-cta-inner .kf-p{margin-left:auto;margin-right:auto}.kf-cta-inner .kf-hero-cta{justify-content:center;margin-top:8px}.kf-disclaimer{font-size:12px;color:var(--ink2);opacity:.7;margin-top:28px}@media(max-width:760px){.kf-inner{padding:0 20px}.kf-section{padding:48px 0}.kf-hero{padding:60px 0 48px}.kf-cards{grid-template-columns:1fr}.kf-step{grid-template-columns:40px 1fr;gap:14px;padding:20px}.kf-step-num{width:36px;height:36px;font-size:17px}}